David Cameron has recently set out an “economic, moral and practical” case for lower taxes. It appears that the PM finally concedes that tax collected is people’s money and not government’s money and as such we, the people, should be left with as much to spend as possible, rather than frittering it away on wasteful government projects.

Mr Cameron had pledged that no one would pay tax on their first £12,500 of income by 2020 and he will help middle earners by raising the higher rate threshold from £41,900 to £50,000 by the same year.

Given that we are heading in to a General Election, I do question the motives of this pledge and whether it will become reality or simply political hot air designed to win votes?

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